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    xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
    xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

    <!-- Homepage -->
    <url>
        <loc>https://creditchek.africa/</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>weekly</changefreq>
        <priority>1.0</priority>
        <image:image>
            <image:loc>https://creditchek.africa/images/hero-image.png</image:loc>
            <image:title>CreditChek Africa - Credit Intelligence Platform</image:title>
            <image:caption>Africa's leading credit intelligence platform for lenders</image:caption>
        </image:image>
    </url>

    <!-- Product Pages -->
    <url>
        <loc>https://creditchek.africa/product/creditinsight</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://creditchek.africa/images/svg/product/credit-insight.svg</image:loc>
            <image:title>Credit Insight - Multi-Bureau Credit Report API Nigeria</image:title>
            <image:caption>Access CRC, FirstCentral and Credit Registry credit reports with one API</image:caption>
        </image:image>
    </url>

    <url>
        <loc>https://creditchek.africa/product/incomeinsight</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://creditchek.africa/images/svg/product/incomeImage.png</image:loc>
            <image:title>Income Insight - Bank Statement Analysis API for Lenders</image:title>
            <image:caption>AI-powered bank statement analysis and income verification API</image:caption>
        </image:image>
    </url>

    <url>
        <loc>https://creditchek.africa/product/identity</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://creditchek.africa/images/svg/product/identityImage.svg</image:loc>
            <image:title>Identity Insight - BVN Verification and KYC API Nigeria</image:title>
            <image:caption>Digital KYC API for BVN, NIN, Driver License and Voter Card verification</image:caption>
        </image:image>
    </url>

    <url>
        <loc>https://creditchek.africa/product/recova</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://creditchek.africa/images/recovaHero.png</image:loc>
            <image:title>RecovaPRO - Direct Debit and Loan Recovery API Nigeria</image:title>
            <image:caption>Automate loan repayment collection with direct debit mandates</image:caption>
        </image:image>
    </url>

    <url>
        <loc>https://creditchek.africa/product/spectrum</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://creditchek.africa/images/svg/product/spectrumHero.svg</image:loc>
            <image:title>Spectrum - Loan Stacking Detection and Credit Data Network</image:title>
            <image:caption>Blockchain-powered credit data sharing network for lenders in Africa</image:caption>
        </image:image>
    </url>

    <!-- Auth Landing Pages -->
    <url>
        <loc>https://creditchek.africa/login</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.7</priority>
    </url>

    <url>
        <loc>https://creditchek.africa/signup</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.8</priority>
    </url>

    <!-- Company Pages -->
    <url>
        <loc>https://creditchek.africa/about</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <image:image>
            <image:loc>https://creditchek.africa/images/hero-about.png</image:loc>
            <image:title>About CreditChek Africa</image:title>
            <image:caption>On a mission to build a credit worthy Africa</image:caption>
        </image:image>
    </url>

    <url>
        <loc>https://creditchek.africa/faqs</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>

    <!-- Legal Pages -->
    <url>
        <loc>https://creditchek.africa/privacy-policy</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.4</priority>
    </url>

    <url>
        <loc>https://creditchek.africa/cookie-policy</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>

    <url>
        <loc>https://creditchek.africa/terms-of-use</loc>
        <lastmod>2025-05-01</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>

</urlset>
